The street has tram tracks running down the center, which is characteristic of cities like Toronto. I see a sign for "Bagels on Fire" which explicitly mentions "Montreal Style Bagels," suggesting this is likely in Toronto. The architecture, overhead wires, and the specific red streetcar design are iconic to Toronto's transit system. The H&R Block and general urban layout further support this North American city setting. I am very confident this is Toronto, Canada.

then: guess